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Health Savings & Benefits
Medical, fitness and therapeutic resources that promote healthy living and a healthy wallet.
Serving members nationwide since 1994
The Power of Membership
ABP enhances key areas of our members' lives — career, personal and general health — by removing the financial and knowledge hurdles that can stand in the way.
★ Since 1994
★ Rx up to 80% off
★ 20+ partner benefits
Member
Jordan A. Carter
Proudly part of the XBG family of companies — American values, everyday benefits
Since 1994
Serving independent America
50 states
Members from every corner
20+ benefits
Across health, travel and business
5 levels
A membership for every budget
Membership benefits
Providing the best benefit for you
Through your membership, enjoy numerous health, travel, business and consumer-related discounts and services.
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Travel Savings
Save on hotels, car rentals and more. It’s time you finally take that trip.
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Consumer Savings
Money-saving discounts on everyday items to help any household budget go further.
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Business Savings
Benefits and resources for entrepreneurs and small business owners.
Membership options
Most popular
Five levels, one for every need
Individual, spouse, children and family pricing at every level.
Basic
$23.95 /month individual
Core savings for getting started.
View planBasic Plus
$29.95 /month individual
The essentials, plus life coverage.
View planEnhanced
$74.95 /month individual
Serious protection for growing needs.
View planPremium
$69.95 /month individual
Income protection joins the lineup.
View planElite
$99.95 /month individual
Every benefit ABP offers, maximized.
View plan
Why AmeriBenefit
Benefits without the bureaucracy
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Non-profit since 1994
ABP exists to serve its members — small businesses, the self-employed, independent contractors and entrepreneurs across the nation.
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Group buying power
With the collective strength of an association, members unlock discounts no individual could negotiate alone.
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A voice on what matters
Advocacy opportunities give members a say on issues that may impact their success — plus curated information on business, finance, wellness and more.
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Backed by the XBG family
AmeriBenefit Plan is part of the XBG family of companies. American values, everyday benefits.
Our members
From the caterer in Washington to the truck driver in Florida
Draft testimonials — replace with real member stories.
“As an independent contractor, I never had access to benefits like these. The prescription card alone pays for my membership.”
“We run a four-person shop. The UPS and office-supply discounts hit our bottom line every single month.”
“One card, one login, and real people when I call Member Services. Finally, benefits that make sense for the self-employed.”
FAQ
Questions, answered
Can’t find what you’re looking for? Call Member Services at 800-992-8044 — a real person picks up.
What is AmeriBenefit Plan?
The AmeriBenefit Plan Association (ABP) is a non-profit organization serving small businesses, the self-employed, independent contractors and entrepreneurs nationwide since 1994. Membership bundles health, travel, consumer and business benefits into one simple plan.
Who can join?
Membership is open to small businesses, the self-employed, independent contractors and entrepreneurs ages 18 and over, from every corner of the United States.
Is this insurance?
ABP is an association membership, not an insurance policy. Certain membership levels include insurance-backed benefits, such as Group Term Life and Accident Medical Expense, marked with an asterisk. [PLACEHOLDER — final compliance language and disclosures required before launch.]
How do I use my benefits?
After enrolling, you’ll receive your member ID. Log in to the member portal to access each benefit, or present your ID with participating partners.
What does membership cost?
Five levels — Basic, Basic Plus, Enhanced, Premium and Elite — start at $23.95/month for individuals, with spouse, children and family options at each level.
Can I cancel anytime?
Memberships are billed monthly. Contact Member Services at 800-992-8044 with questions about your membership. [PLACEHOLDER — confirm cancellation terms.]
American Values. Everyday Benefits.
Join the association that puts independent America first. Memberships start at $23.95/month.
Become a Member